Insurance
As of April 4, 2025, the Association ceased providing damage and liability insurance to all units. The change occurred because most insurers ceased to offer this insurance to associations or the cost was excessively expensive. Therefore, owners are expected to purchase damage and liability for their residence.
The Association does maintain liability for the common ground (areas covered in grass) as well as Directors and Officers liability. If a tree on common ground falls and damages a unit, the Association's carrier pays. However, all fire, water, theft, roof and other damages are the responsibility of each owner.
Association's common ground liability insurer: State Farm
Agent - John Dietz Office: 623 933-8271
15404 N 99th Avenue, Sun City, AZ 85351-1972
Email: john.dietz.t2j0@statefarm.com
Website: www.dietzinsurance.com
Download a copy of the Association's common ground and Director & Officer's insurance policy.
Loss History - for the Association
Verification
Owners are required to provide evidence of insurance yearly to the Association's Secretary (LuAnn Sloan; karibkitty@yahoo.com; 9634 W Oak Ridge Dr., Sun City AZ 85351. Evidence is:
(a) notification from the insurance company of being an "interested party,"
(b) a copy of the policy, or
(c) receipt from the insurance company
Having the insurance company list Oak Ridge as an interested party is typically free and automatically updates yearly. Give the insurance company the address: Oak Ridge COA 9634 W Oak Ridge Dr., Sun City AZ 85351.